Claim Compensation With A Road Accident Solicitor- Even If You're Hit By An Uninsured Driver
It is every motorist’s worse nightmare to be involved in a traffic accident, but being hit by an uninsured driver is even worse. And it’s obvious why: if the liable driver has no insurance, there’s no chance of claiming compensation for injury, medical costs and financial loss, is there? Ask a road accident solicitor: they might tell you different.
So that drivers who are injured or who have their vehicles damaged by uninsured drivers are not left out of pocket and can still claim compensation, there is an organisation known as the Motor Insurance Bureau. The Bureau has paid out nearly £2 billion since its inception in the year 1946 and now pays out about £200 million every year. The Motor Insurance Bureau’s funds are made up from contributions by every single motor insurer with a significant proportion of honest driver’s motor insurance premiums paying for the service. Innocent, law abiding drivers frequently use the service, because it is believed that as many as one in every twenty UK cars is either uninsured or not adequately covered.
Drivers wishing to claim compensation for their injury and losses caused by an uninsured driver are advised to enlist the services of a road accident solicitor when approaching the Motor Insurance Bureau. Claims can be brought to financial losses, injury and legal fees. Compared to the process one undergoes to make a claim against a driver with insurance, the process with the MIB is much more complicated and the help of a road accident solicitor is necessary.
When trying to claim through the MIB, the driver must launch legal action and enter a request to the court to make a claim. The request will be accepted or rejected by the court. Claims are rejected if MIB protocol has not been followed or if an unconvincing case is submitted. The organisation is very stringent in following its guidelines, and rarely are cases without a road accident solicitor considered.
If the driver and his or her road accident solicitor are successful and their application is successful then there is no need to wait for the Bureau to track down the uninsured driver. The case is considered then and an appropriate compensation package is awarded. Then the Bureau will work to track down the uninsured driver to reclaim their costs.
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